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This report documents the growth in older workers’ unstable and low-wage jobs from 2005 to 2015. By 2015, nearly 25% of older workers were in bad jobs.

This report demonstrates how low and decreasing retirement plan coverage rates and the shift from traditional defined benefit pension plans to 401(k)-type plans are threatening New Yorkers’ financial readiness for retirement.

Older workers have not been able to save adequately for retirement.

Conventional economic analysis depicts the jobs market as finite, assuming immigration lowers wages and job prospects for American workers.

Financialized retirement systems, like defined contribution (DC) plans in the U.S., shift market risk away from employers and governments to individuals.

How does effective demand, productivity growth, income, and wealth distributions influence and constrain the economy? 

About SCEPA

SCEPA works to focus the public economics debate on the role government can and should play in the real productive economy - that of business, management, and labor - to raise living standards, create economic security, and attain full employment.