retirement readiness - The New School SCEPA
A retirement crisis looms as the labor market becomes less friendly to older workers when they are most numerous and least able to retire.
Policy makers need to strengthen older workers’ fallback positions.
A realistic look at the disempowered status of America’s older workers and their rocky path to a secure retirement.
Brief— Workers at all earnings levels would benefit from expanding Social Security. SCEPA proposes defaulting workers into “Catch-Up” contributions, where— starting at age 50— they would contribute an additional 3.1% of their salary. 
Brief— Social Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement systemSocial Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement system.
Reset Retirement, a new podcast from our Retirement Equity Lab, tells the real stories of retirement.
Workers in low-wage households are more likely to experience economic shocks and to withdraw from their retirement accounts, exacerbating pre-existing inequalities in the retirement savings system.
This report demonstrates how low and decreasing retirement plan coverage rates and the shift from traditional defined benefit pension plans to 401(k)-type plans are threatening New Yorkers’ financial readiness for retirement.
SCEPA’s Retirement Equity Lab (ReLab) released a report that is the first to quantify the real effect of the retirement crisis - poverty.
