Insights Blog

Working Paper—Since the early 1990s, disparities in Social Security claim ages has grown, with high earners increasingly likely to delay claiming. A SCEPA working paper explores the returns and effects of claiming Social Security earlier versus delaying claiming these benefits.

Research note— New research shows that even before the COVID-19 recession, 55.3 percent of workers age 55 and up in the bottom half of the income distribution were forced to leave the workforce and 32.4 percent in the next 40% of the income distribution – the middle class – were forced out of work in old age.

Brief— Working longer is often proposed as the solution to the retirement crisis caused by older workers’ lack of retirement assets, but new research from SCEPA's ReLab shows this assumption doesn't match older workers' real experiences in the labor market.

Research note— new research shows regardless of the data source, retirement plan participation is low and stagnating.

On August 14th, the anniversary of the Social Security Act of 1935, the Joint Economic Committee (JEC) of U.S. Congress released two reports on the weakening of the American retirement system featuring research from SCEPA.