Insights Blog

A retirement crisis looms as the labor market becomes less friendly to older workers when they are most numerous and least able to retire.

The stratification economics framework may best clarify the causes of racial health disparities and help to develop policy solutions.

Policy makers need to strengthen older workers’ fallback positions.

A realistic look at the disempowered status of America’s older workers and their rocky path to a secure retirement.

Workers at all earnings levels would benefit from expanding Social Security. SCEPA proposes defaulting workers into “Catch-Up” contributions, where— starting at age 50— they would contribute an additional 3.1% of their salary. 

Social Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement system.

Guaranteed Retirement Accounts (GRAs) are universal, affordable, and portable accounts that provide workers with a monthly paycheck in retirement that lasts the rest of their lives.

In a first-of-its-kind analysis, ReLab’s latest policy note reveals sharp inequalities in retirement wealth.

About SCEPA

SCEPA works to focus the public economics debate on the role government can and should play in the real productive economy - that of business, management, and labor - to raise living standards, create economic security, and attain full employment.