Modeling a Guaranteed Retirement Account System in the United States 

David Stubbs
Written By SCEPA

RELAB WORKING PAPER

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As part of ongoing research into guaranteed retirement accounts (GRA), this working paper seeks to model the size of a present day, federal GRA system in the United States.

Retirement USA (R‐USA), a group representing think tanks, unions, advocacy groups and academics working to secure Americans’ retirement, has identified ten core principles for the design of a quality pension system of the future. The only reform proposal that fulfils each of these requirements is the GRA. 

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