Research At SCEPA
How Much Retirement Wealth and Debt Do the Middle 70% Have?
RELAB POLICY NOTE | A brief analysis of the 2022 round of the Survey of Consumer Finance indicates that the middle 70% of households by income that are aged 50-65 have a median retirement account savings of $86,000, while also having a median debt of $89,700.
How Student Debt Impedes Retirement and Financial Security for Older Workers—And How 2024 Elections May Impact Policy Reforms
RELAB POLICY NOTE | How are older debtors and their retirement savings impacted by student loans? Our analysis of the data shows that millions of older workers in the U.S. have significant student debt that may hinder their ability to retire comfortably.
How Americans Feel About Their Retirement Prospects: Surveying the Surveys
RELAB POLICY NOTE | What do surveys say about how Americans feel about their ability to retire? Our analysis shows Americans hold a wide range of anxiety about their retirement futures
What Can the United States Learn from the Rest of the World’s Retirement Systems?
RELAB POLICY NOTE | Why does the United States’ pension system perform poorly compared with systems in other countries?
A Critical Survey of Pension Provision And Pension Reform
RELAB WORKING PAPER | This essay surveys global pension developments and intellectual basis for pension reform in the last 40 years.