Increasing Mortality Among White, Middle-Aged, Less-Educated Americans

The reduction in wages resulting from the increase in older workers provides a cautionary note to those advocating delayed retirement as a solution to the retirement savings crisis.

Do policies to keep older people working cause wage stagnation?

This paper discusses how the United States' system of voluntary, tax-favored retirement accounts has failed to produce adequate retirement savings.

Advocates for raising the retirement age to 70 and beyond argue that since the "average" American is living longer, lifetime benefits are actually increasing.

Better designed retirement savings incentives that target lower-income workers would make a real difference in workers’ retirement preparedness.

The recent proliferation of state level retirement reform proposals indicates a broad recognition of the looming retirement crisis and suggests that political will for reform is present.

The plan proposes a simple, effective solution to address the fundamental flaws in today’s broken retirement system.

Economic shocks, such as job-loss, have particularly adverse effects on retirement savings of workers in low-income households, exacerbating retirement savings inequality.

Inadequate wealth accumulations reflect well-known design flaws in the 401(k) system.