Research
A Universal Retirement Plan can Reduce Inequality and Prevent Downward Mobility
Policy Note | Up to 40 percent of middle-income workers are at risk of downward mobility into poverty or near-poverty in retirement because of an inefficient retirement system that disproportionately benefits those with high incomes. Universal retirement accounts and providing workers with more equitable and better targeted tax incentives are among the best methods to supplement Social Security and prevent downward mobility in retirement.
Policy Note | Up to 40 percent of middle-income workers are at risk of downward mobility into poverty or near-poverty in retirement because of an inefficient retirement system that disproportionately benefits those with high incomes. Universal retirement accounts and providing workers with more equitable and better targeted tax incentives are among the best methods to supplement Social Security and prevent downward mobility in retirement.
Financialized retirement systems, like defined contribution (DC) plans in the U.S., shift market risk away from employers and governments to individuals.
How does effective demand, productivity growth, income, and wealth distributions influence and constrain the economy?
This paper explores how climate damage affects the long-run evolution of the economy.
One-third of older workers have neither retirement savings through a 401(k) or IRA, nor a defined benefit (DB) pension.
The number of earnings shocks people experience - job loss, divorce, health emergencies, etc - differs by income level, contributing to inequality in retirement wealth.
This presentation shows how Washington's residents will face increasing downward mobility in retirement.
About a quarter of people with long-term care insurance let their policies lapse before they die.
