Research
JAPA Article: Value Creation, Capture, & Destruction
Article | Value capture schemes sound simple in theory – future revenues pay debt issued to cover upfront costs. But in practice, these financing mechanisms are highly complex and, as a result, can have unintended consequences on municipal finances. Research from SCEPA’s Critical Public Finance project published in the Journal of the American Planning Association (JAPA) offers a new frame to evaluate TIF projects based on the tool’s potential to create, capture, & destroy value.
One-third of older workers have neither retirement savings through a 401(k) or IRA, nor a defined benefit (DB) pension.
The number of earnings shocks people experience - job loss, divorce, health emergencies, etc - differs by income level, contributing to inequality in retirement wealth.
This presentation shows how Washington's residents will face increasing downward mobility in retirement.
About a quarter of people with long-term care insurance let their policies lapse before they die.
This paper finds that negative economic shocks cause 401(k) contribution behavior to react in ways consistent with reactions to fear and past trauma.
The reduction in wages resulting from the increase in older workers provides a cautionary note to those advocating delayed retirement as a solution to the retirement savings crisis.
Do policies to keep older people working cause wage stagnation?
This research was performed pursuant to a grant from the AARP Innovation Challenge.
