Retirement Equity Lab (ReLab)

SCEPA's Retirement Equity Lab, led by economist and retirement expert Teresa Ghilarducci, researches the causes and consequences of the retirement crisis that exposes millions of American workers to experiencing downward mobility in retirement.

ReLab Insights

Uncovering the Struggles of Older Workers in the Labor Market

In the ever-evolving U.S. labor market landscape, the plight of older workers often remains overlooked.

Never ever ever will Social Security be eliminated

"Never ever ever will Social Security be eliminated", SCEPA Director Teresa Ghilarducci told Yahoo Finance recently, "the political and economic case for the program have never been stronger".

Americans’ Retirement Savings Fall Short By Nearly $500,000

Teresa Ghilarducci’s article in Forbes titled, American’s Retirement Savings Fall Short by Nearly $500,000 discusses the shortcomings of the American retirement system and emphasizes the urgent need for reform in the U.S. retirement system to better serve its workers and elders.

Resource Library

A Critical Survey of Pension Provision And Pension Reform

Working Paper | This essay surveys global pension developments and intellectual basis for pension reform in the last 40 years.

Hidden and Persistent Unemployment Among Older Workers

Research Note | When we examine unemployment and discouraged workers, are we getting the full picture? A deeper dive into the data suggests that official rates of unemployment are missing millions of people.

The Effect of Elder Caregiving on Labor Force Participation

Working Paper | Unpaid eldercare provided by friends and family comes with costs to caregivers, including the limitations eldercare responsibilities may place on labor force participation and work hours. This study examines the relationship between the intensity of unpaid elder care and work behavior for previously full-time workers.

Retirement Tools

Chartbook: Retirement Insecurity and Falling Bargaining Power

Brief— ReLab's chartbook documenting retirement insecurity and the decline in older workers' bargaining power is a resource for workers, employers, media, policymakers, scholars, and the broader public to answer questions about the state of older working America and retirement income security.

Guaranteed Retirement Accounts - How They Work

"A Primer on GRAs and How They Work" explains how Guaranteed Retirement Accounts address the retirement crisis.