Retirement Equity Lab (ReLab)

SCEPA's Retirement Equity Lab, led by economist and retirement expert Teresa Ghilarducci, researches the causes and consequences of the retirement crisis that exposes millions of American workers to experiencing downward mobility in retirement.

ReLab Insights

Social Security Catch-Up Contributions

Older workers have not been able to save adequately for retirement.

40% of Older Americans Will Experience Downward Mobility

ReLab's new report, "40% of Older Workers and Their Spouses Will Experience Downward Mobility in Retirement," finds that inadequate retirement accounts will cause 8.5 million middle-class older workers and their spouses to be downwardly mobile in retirement, falling into poverty or near poverty in their old age.

Keep Saving: Trump’s State of Union Gloats are Temporary

President Trump‘s record-long State of the Union address offered two short points relevant to ordinary people‘s finances, including retirement accounts and after-tax income.

Jobs Report

Older Workers at a Glance...

  • 3.2% U-3 Headline Unemployment
  • 8.9% ReLab's U-7 Inclusive Unemployment
  • $849 Median Real Weekly Earnings
  • 15% College-Educated Older Workers in Low-Paying Jobs

Resource Library

Social Security Catch-Up Contributions

Older workers have not been able to save adequately for retirement.

40% of Older Workers and Their Spouses Will Experience Downward Mobility

Inadequate retirement accounts will cause 8.5 million middle-class older workers and their spouses to be downwardly mobile, falling into poverty or near poverty in their old age.

Retirement Tools

Backgrounder: What is the Retirement Crisis?

ReLab’s backgrounder spells out the problem of the retirement crisis, the causes and necessary solutions.

What to Look for in a Retirement Calculator

It’s not hard to find a slew of retirement calculators online. But which one should you use?

About SCEPA

SCEPA works to focus the public economics debate on the role government can and should play in the real productive economy - that of business, management, and labor - to raise living standards, create economic security, and attain full employment.