Retirement Equity Lab (ReLab)

SCEPA's Retirement Equity Lab, led by economist and retirement expert Teresa Ghilarducci, researches the causes and consequences of the retirement crisis that exposes millions of American workers to experiencing downward mobility in retirement.

ReLab Insights

Retirement Readiness of New York City’s Workers

This report demonstrates how low and decreasing retirement plan coverage rates and the shift from traditional defined benefit pension plans to 401(k)-type plans are threatening New Yorkers’ financial readiness for retirement. 

The Growth of Unstable and Low-Wage Work among Older Workers

This report documents the growth in older workers’ unstable and low-wage jobs from 2005 to 2015.

Social Security Catch-Up Contributions

Older workers have not been able to save adequately for retirement.

Jobs Report

Older Workers at a Glance...

  • 2.8% U-3 Headline Unemployment
  • 8.6% ReLab's U-7 Inclusive Unemployment
  • $811 Median Real Weekly Earnings
  • 14% College-Educated Older Workers in Low-Paying Jobs

Resource Library

The Growth of Unstable and Low-Wage Work among Older Workers

This report documents the growth in older workers’ unstable and low-wage jobs from 2005 to 2015. By 2015, nearly 25% of older workers were in bad jobs.

Social Security Catch-Up Contributions

Older workers have not been able to save adequately for retirement.

40% of Older Workers and Their Spouses Will Experience Downward Mobility

Inadequate retirement accounts will cause 8.5 million middle-class older workers and their spouses to be downwardly mobile, falling into poverty or near poverty in their old age.

Retirement Tools

Backgrounder: What is the Retirement Crisis?

ReLab’s backgrounder spells out the problem of the retirement crisis, the causes and necessary solutions.

What to Look for in a Retirement Calculator

It’s not hard to find a slew of retirement calculators online. But which one should you use?

About SCEPA

SCEPA works to focus the public economics debate on the role government can and should play in the real productive economy - that of business, management, and labor - to raise living standards, create economic security, and attain full employment.