RELAB WORKING PAPER | The number of earnings shocks people experience - job loss, divorce, health emergencies, etc - differs by income level, contributing to inequality in retirement wealth.

RELAB WORKING PAPER | This paper finds that negative economic shocks cause 401(k) contribution behavior to react in ways consistent with reactions to fear and past trauma.

RELAB WORKING PAPER | This study finds that economic shocks and other factors continuously cause changes in 401(k) contributions.