RELAB POLICY NOTE | COVID-19 and the resulting recession has made older workers — especially older people of color and low-income seniors — even more vulnerable to the systemic flaws of our failed retirement system.

RELAB POLICY NOTE | Inadequate wealth accumulations reflect well-known design flaws in the 401(k) system.

RELAB WORKING PAPER | This study concludes that 401(k)-type retirement plans exacerbate recessions.

RELAB WORKING PAPER | This study is a comparative analysis of how large pension institutions, such as Social Security and market-based 401(k) plans, impact the long-term business cycle.