RELAB POLICY NOTE | COVID-19 and the resulting recession has made older workers — especially older people of color and low-income seniors — even more vulnerable to the systemic flaws of our failed retirement system.

CHARTBOOK | ReLab's chartbook documenting retirement insecurity and the decline in older workers' bargaining power is a resource for workers, employers, media, policymakers, scholars, and the broader public to answer questions about the state of older working America and retirement income security.

RELAB ARTICLE | Policy makers need to strengthen older workers’ fallback positions.

RELAB POLICY NOTE | Older workers have higher levels of financial fragility than in 2006, before the Great Recession.

RELAB POLICY NOTE | Over the past three decades, older workers’ wages declined and lagged behind younger workers’ wages.

RELAB POLICY NOTE | Older workers experienced almost no real wage growth since 2007, despite record low unemployment rates

RELAB POLICY NOTE | Despite the low headline unemployment rate, changes in job tenure over the last 30 years have reduced older workers’ bargaining power, especially older men.

RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reporteda 2.8% unemployment rate for workers age 55 and older in October, which reflects no change from September.

RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reported a 2.8% unemployment rate for workers age 55 and older in September, a decrease of 0.3 percentage points from August.

RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reporteda 3.1% unemployment rate for workers age 55 and older in August, which represents no change from July.

RELAB POLICY NOTE | The Bureau of Labor Statistics reportedan unemployment rate of 3.1% for workers age 55 and older for the month of July, which represents no change from June.

RELAB POLICY NOTE | If we do nothing to reform the current retirement system, the number of poor or near-poor people over the age of 62 will increase by 25% between 2018 and 2045, from 17.5 million to 21.8 million.

BRIEF | Guaranteed Retirement Accounts would supplement an expanded Social Security.

BRIEF | More than half of American households who are near retirement have less than $12,000 saved.

RELAB POLICY NOTE | Despite billions in tax breaks to incentivize retirement savings, almost half of the American workforce does not have a retirement plan.

WORKING PAPER | The paper looks at what returns pension funds can realistically deliver in the long term.