RELAB WORKING PAPER | This research was performed pursuant to a grant from the AARP Innovation Challenge.

RELAB POLICY NOTE | Policy proposals to cut Social Security benefits by increasing the normal retirement age from 67 to as high as 76 ignore the persistent physical demands older workers face.

BRIEF | On August 14, 2016, Financial Times' reporter Alistair Gray describes consumer "fury" over insurance companies' efforts to increase premiums for long-term care, sometimes doubling the cost.

RELAB WORKING PAPER | Workers across the country face a retirement crisis. However, workers in Philadelphia are faring worse than average.

RELAB POLICY NOTE | Economic shocks, such as job-loss, have particularly adverse effects on retirement savings of workers in low-income households, exacerbating retirement savings inequality.

RELAB POLICY NOTE | Financial necessity is an important reason low-wage households are more likely to make pre-retirement withdrawals from their 401(k) plans.

RELAB POLICY NOTE | Inadequate wealth accumulations reflect well-known design flaws in the 401(k) system.