RELAB POLICY NOTE | Social Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement systemSocial Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement system.

WORKING PAPER | SCEPA economists published a World Bank working paper arguing that both the carbon tax and green bonds are needed to mitigate climate change while sharing the cost across generations.

RELAB WORKING PAPER | ReLab's study of retirement wealth inequality between 1992 and 2010 finds that the retirement system is failing everyone, with those at the bottom suffering the most.

RELAB WORKING PAPER | Using data from the Survey for Income and Program Participation (SIPP), this study investigates the relationship between withdrawals from 401(k) and IRA accounts and household level economic shocks such as job-loss, job change, divorce, and the onset of poor health.

WORKING PAPER | Do policies to keep older people working cause wage stagnation?

RELAB WORKING PAPER | Workers across the country face a retirement crisis. However, workers in Philadelphia are faring worse than average.

RELAB POLICY NOTE | Economic shocks, such as job-loss, have particularly adverse effects on retirement savings of workers in low-income households, exacerbating retirement savings inequality.

RELAB POLICY NOTE | Financial necessity is an important reason low-wage households are more likely to make pre-retirement withdrawals from their 401(k) plans.

RELAB POLICY NOTE | Inadequate wealth accumulations reflect well-known design flaws in the 401(k) system.

WORKING PAPER | The issue of who is responsible for funding climate mitigation and adaptation is central to climate negotiations.

RELAB POLICY NOTE | This policy note illustrates that the average total balance in all retirement accounts is inadequate for retirement security.