Research At SCEPA
Impact of Social Security "Catch-Up" Contributions
RELAB WORKING PAPER | This study evaluates a Social Security "Catch-Up" contribution program, a proposal which would help mid-career workers narrow the gap between what they need in retirement and their projected retirement wealth.
10+ Years of No Wage Growth: The Role of Alternative Jobs and Gig Work
RELAB POLICY NOTE | Older workers experienced almost no real wage growth since 2007, despite record low unemployment rates
Why Have Older Workers Lost Bargaining Power?
RELAB WORKING PAPER | Social Security benefits are progressive and reduce the unequal distribution of retirement wealth generated by a broken employer-based retirement system.
The Persistence of Extreme Retirement Inequality
RELAB WORKING PAPER | ReLab's study of retirement wealth inequality between 1992 and 2010 finds that the retirement system is failing everyone, with those at the bottom suffering the most.
Older Men’s Bargaining Power Hit by 36% Decrease in Job Tenure
RELAB POLICY NOTE | Despite the low headline unemployment rate, changes in job tenure over the last 30 years have reduced older workers’ bargaining power, especially older men.
Old Age Poverty: Single Women & Widows
RELAB POLICY NOTE | The rates of elder poverty among widows and single women are higher than among couples and men.
New Report: Disparities in NY Retirement Coverage
RELAB WORKING PAPER | ReLab's new report, "Disparities & Erosion in New York’s Workplace Retirement Coverage," documents two trends in retirement plan coverage.
New Data Shows Drop in Retirement Coverage for All Income Levels
RELAB POLICY NOTE | American workers’ access to retirement savings coverage is getting worse. New data show that employer-provided retirement coverage for all workers dropped 4 percentage points between 2014 and 2017 to 40%.
New Evidence on the Effect of Economic Shocks on Retirement Plan Withdrawals
RELAB WORKING PAPER | Using data from the Survey for Income and Program Participation (SIPP), this study investigates the relationship between withdrawals from 401(k) and IRA accounts and household level economic shocks such as job-loss, job change, divorce, and the onset of poor health.
Strong Labor Market Is Not Bringing Unemployed Older Americans Back to Work
RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reporteda 2.8% unemployment rate for workers age 55 and older in October, which reflects no change from September.
52% of Older Workers Forced into Involuntary Retirement
RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reported a 2.8% unemployment rate for workers age 55 and older in September, a decrease of 0.3 percentage points from August.
For Older Workers, the Fastest Growing Occupations Leave 14% Claiming Food Stamps
RELAB POLICY NOTE | The Bureau of Labor Statistics (BLS) today reporteda 3.1% unemployment rate for workers age 55 and older in August, which represents no change from July.
How to Save 8.1 Million Seniors from Poverty by 2045
RELAB POLICY NOTE | The Bureau of Labor Statistics reportedan unemployment rate of 3.1% for workers age 55 and older for the month of July, which represents no change from June.
Creating Jobs Through Green Transformation
UN REPORT | Tackling climate change requires transitioning to a green, sustainable economy. But will green transformations that lesson our negative environmental impacts also create high-quality jobs?
The Impact of Guaranteed Retirement Accounts on the Retirement Crisis
RELAB POLICY NOTE | If we do nothing to reform the current retirement system, the number of poor or near-poor people over the age of 62 will increase by 25% between 2018 and 2045, from 17.5 million to 21.8 million.
The Inequitable Effects of Raising the Retirement Age on Blacks and Low-Wage Workers
RELAB POLICY NOTE | Raising Social Security’s Full Retirement Age leaves all workers with two bad choices: working longer or living on reduced monthly benefits.
The Growth of Unstable and Low-Wage Work among Older Workers
RELAB POLICY NOTE | This report documents the growth in older workers’ unstable and low-wage jobs from 2005 to 2015. By 2015, nearly 25% of older workers were in bad jobs.
Retirement Readiness of New York City’s Workers
RELAB REPORT | This report demonstrates how low and decreasing retirement plan coverage rates and the shift from traditional defined benefit pension plans to 401(k)-type plans are threatening New Yorkers’ financial readiness for retirement.